Sterling Silver Cross Pendant with 14K Gold Chain Accent
SKU: 2869
A thin 14K yellow gold chain wraps around the center of this .925 sterling silver cross — real gold against polished silver, creating a two-tone contrast that shifts depending on the angle. The pendant measures 20mm × 40mm and weighs 8 grams, so it sits flat against your chest rather than pulling the cord forward.
Who This Is Actually For
If you wear mixed metals — The silver-and-gold combination means you don't have to choose one tone. It matches silver rings, gold bracelets, or both at the same time without clashing.
If you prefer pendants over rings — At 8 grams, this cross pendant sits against your chest without bouncing or swinging. Light enough that it won’t pull forward on a thin chain. The bail fits chains up to 3mm.
If you dress across occasions — The polished silver reads clean enough for a button-down shirt. The gold chain detail adds edge for leather jackets and casual fits. One pendant, two different looks depending on what you pair it with.
What It's Like to Use (The Honest Take)
The gold chain catches light before the silver does. From a distance, people notice the warm yellow glint first, then the cross shape registers. Up close, you see how the chain links wrap around the cross arms — each link sits in its own groove, not just draped over the surface.
The bail at the top has its own cross pattern embossed into it. Small detail, easy to miss. But it means the hanging point matches the pendant instead of being a plain loop.
At 20mm × 40mm, this is a smaller cross pendant. It doesn't dominate your chest or weigh down your neckline. If you want something that makes a statement from across the room, this isn't it. But if you want something you notice up close — where the two-tone detail rewards a second look — that's what this does well.
The Specs — And What They Actually Mean
Questions You're Probably Asking
Q: Is the gold chain real 14K or gold-plated?
Real 14K yellow gold. The chain is a separate gold element wrapped around the sterling silver cross — not a coating or plating applied to the surface. It won't fade or wear off.
Q: What chain works best with this pendant?
The bail opening fits chains up to about 3mm thick. A box chain or curb chain in sterling silver keeps the two-tone theme going. Pendant only — choose your own chain or cord.
Q: How does the pendant hang — does it twist or stay flat?
The decorative bail keeps the cross facing forward. On thinner chains, it may rotate slightly — but the two-tone design looks good from any angle.
Quick Specs & Real-World Performance
You Might Also Want
The Lion of Judah Cross Pendant uses the same two-tone silver-and-gold approach but with a bolder, larger design and a lion centerpiece.
If you like the chained cross look, the Chained Gothic Cross Pendant is all-silver with chains wrapped around a Gothic cross shape.
Browse more styles in the Cross Pendants collection — over a dozen cross designs in sterling silver.










